FIRST TIME BUYER MORTGAGES - NO BROKER FEES

Buying your first home should be exciting, not expensive. At Well Financial, first-time buyers never pay broker fees for our mortgage advice or support. From your first question through to getting your keys, we provide access to thousands of mortgages, personalised guidance, and expert application management – completely free.

Expert Support From Start to Finish.

call us on 0800 038 5556

Why First-Time Buyers Choose Well Financial

No Broker Fees for First-Time Buyers

We think it's hard enough for people to get on the property ladder as it is, and we don't want to deter you from getting great, quality advice when you need it most

Rated 5 star Service

Transparent pricing

Comprehensive First-Time Buyer support

Comprehensive First- Time Buyer Support

Access to Thousands of Mortgages From Over 100 Different Lenders

We search thousands of mortgage products across more than 100 different lenders to find you the most competitive rates and terms. Unlike going direct to a single bank, we compare deals from dozens of lenders to ensure you get the best possible mortgage for your needs.

What our comprehensive service includes:

Expert Mortgage advice: Whole of market search and professional recommendations based on years of knowledge and experience.

Property Value Guidance: Ensure you don't overpay for your home.

Offer Strategy Support: How to structure competitive offers.

Complete Coordination: We arrange Insurance, Solicitors and Surveyors.

Ongoing Support: Your dedicated advisor throughout the process

Ready to understand how we can help?

Book your free consultation to discuss our service.

Your Step-by-step Journey to Getting the Keys

Step 1: Free Discovery Call: A no obligation consultation where we understand your needs and clearly explain our service.

Step 2 : Mortgage Preparation & Agreement in Principle: We help you gather documents and secure an Agreement in Principle, establishing you as a credible buyer with a clear budget.

Step 3: Property Search and Expert Guidance: We provide ongoing support as you search, offering guidance on property values and offer strategy to ensure you make smart decisions.

Step 4: Full Application and Professional Management: We handle the complete mortgage application, presenting your case professionally to secure the best possible terms.

Step 5: Seamless Completion Co-ordination: We manage all parties through to completion, ensuring a smooth process with regular updates via your preferred communication mehtod.

Exceptional Value for Professional Service

Transparent from the start

Clear explanation of how we work.

Comprehensive Service

More than just mortgage advice - complete home-buying support.

5-Star Rated Team

Join hundreds of satisfied clients who rate our service excellence

Long-Term Partnership

We're here for your entire mortgage journey , not just the first one.

One Adviser from Start to Finish

You’ll work with a dedicated expert who knows your case inside out ensuring consistency, trust, and tailored advice.

Smart Tech, Seamless Process

Enjoy a streamlined experience with our secure online portal - upload documents, track progress, and stay informed every step of the way.

READY TO SEE HOW WE CAN HELP? BOOK YOUR FREE CONSULTATION TO DISCUSS OUR SERVICE.

STILL NOT SURE?

Frequently Asked Questions

TESTIMONIALS

Our Clients Love Our Transparent Professional Service

Question 1: Is your advice genuinely free?

A: Yes, absolutely. We never charge first-time buyers for mortgage advice or broker services. We think it's hard enough for people to get on the property ladder, so we’re committed to ensuring you get great, quality advice when you need it most.

Question 2: Will there be surprise charges later?

A: No. Our advice and support remain free throughout the entire process. You'll pay normal homebuying costs like solicitor fees and surveys, but you won't pay us a broker fee at any stage.

Question 3: Can I get advice even if I'm not ready to buy yet?

A: Absolutely. Your initial consultation is completely free and without obligation. Many first-time buyers start by exploring options 6–12 months before they’re ready to purchase.

Question 4: What if I have a small deposit or credit issues?

A: We work with first-time buyers in all situations, including those with smaller deposits, student loans, or past credit problems. Our access to thousands of mortgages means we can often find solutions where high street banks cannot.

Question 5: How long does the mortgage process take?

A: From initial application to mortgage offer typically takes 2–4 weeks, though this varies by lender. Your advisor will provide realistic timelines and keep you informed throughout.

Well Financial Limited is an Appointed Representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no. 14517142.Registered Address : Unit 15E Field House, Lancaster Way, Business Park Airfield, Earls Colne, Colchester CO6 2NS Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.